Loans

Vehicle Loan

Drive home your dream car or two-wheeler with our custom vehicle financing packages.

10,000+ Happy Clients Across Northeast India
Fast Approval Flow
AI Processed
Interest Rate
8.5%
Min Amount
₹1,00,000
Max Amount
₹25,00,000
Tenure
12 to 84 months

Why Vehicle Loan Matters

New and used car loans at low-interest rates. Custom EMI options and up to 100% on-road funding. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our vehicle loan solution the best choice for your financial goals.

Up to 100% Funding

Low Processing Fee

New & Used Options

Why Choose Us for Vehicle Loan

Up to 100% road funding

Quick documentation

Flexible tenure up to 7 years

Interactive EMI Planner

Simulate your future cash outflows with our real-time smart visualizer.

Loan Amount ₹10,00,000
Interest Rate (p.a) 10.5%
Time Period (Years) 5 Years
Estimated Monthly EMI

₹21,494

Principal Amount ₹10,00,000
Total Interest ₹2,89,637
Total Value ₹12,89,637

Eligibility Criteria

  • Age: 21–65 years
  • Min income: ₹20,000/month
  • CIBIL score: 680+

Documents Required

  • PAN & Aadhaar
  • Salary slips / ITR
  • Vehicle proforma invoice

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns 8.5% – 12% p.a.
Processing / Entry Fee 1% – 2%
Minimum Amount ₹1,00,000
Maximum Amount ₹25,00,000
Time Horizon 12 to 84 months

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

Do you fund pre-owned cars?

Yes, used vehicle financing is available with flexible loan-to-value options.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
24-Hour Express Review

Ready to unlock your potential?

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  • Bank-grade 256-bit security
  • No impact on CIBIL score to check
  • Dedicated private advisor
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