Shani Finserve

Save Invest and Progress

เฅ เคถเค‚ เคถเคจเฅˆเคถเฅเคšเคฐเคพเคฏ เคจเคฎเคƒ

Shani Finserve โ€” AI-Powered Financial Intelligence Platform
  • Loans
    Retail Credit
    Personal LoanInstant cash, zero security
    Home LoanOwn your dream property
    Gold LoanInstant cash against gold
    Vehicle LoanNew & used vehicle finance
    Education LoanFinance higher studies
    Business & Commercial
    Business LoanFuel business expansion
    Loan Against PropertyLeverage real estate value
    MSME LoanMSME subsidized funding
    Professional LoanFor Doctors, CAs & Lawyers
    Working CapitalCC/OD operating liquidity
    Loans Services
    TRENDING
    MSME Subsidy

    Special interest subvention for Assam manufacturing & SME units.

    Apply Now
  • Investments
    Mutual Funds & SIP
    Mutual FundsAMFI registered portfolio
    SIP InvestmentSystematic wealth builder
    Tax Saving (80C)Save tax up to โ‚น46,800/yr
    ELSS FundsEquity returns + Sec 80C
    Wealth & Milestones
    Retirement PlanningSecure your pension base
    Wealth ManagementBespoke HNI advisory
    Child EducationBeat fee inflation cycles
    Goal BasedTarget-matched savings
    Investments Services
    AI RECOMMENDED
    SIP Calculator

    See the compounding cost of waiting to start your wealth journey.

    Calculate Now
  • Insurance
    Life & Health
    Health InsuranceCashless medical cover
    Life InsuranceComplete family protection
    Term InsurancePure risk, high coverage
    General & Business
    Motor InsuranceCar & bike policy setups
    Business InsuranceFactory & corporate shield
    Travel InsuranceOverseas trip medicals
    Insurance Services
    PROTECT FAMILY
    Comprehensive Coverage

    Get the best insurance policies tailored for your family's secure future.

    View Plans
  • Calculators
    Core Calculators
    EMI CalculatorMonthly payment planner
    SIP CalculatorSIP return estimation
    GST CalculatorDetailed tax computation
    FD CalculatorFixed deposit returns
    Planning Tools
    Retirement PlannerTarget corpus generator
    Inflation CalculatorImpact on buying power
    CAGR CalculatorPortfolio growth rate
    Loan EligibilityEligibility assessment
  • Money Lab
    AI Intelligence Suite
    Money Lab PlatformProductized financial tools
    Intelligence DiagnosticsWealth audits & parameters
    Parallel UniverseWhat-if financial simulation
    Smart Diagnostics
    AI Monthly AuditDiagnose income leaks
    Wealth Leak HeatmapCompound savings checker
    Financial AgeInvestment age diagnostic
  • FinIntel
    Life Decision Tools
    Shaadi vs SIPEvent opportunity cost
    Can I Afford This?Purchase stress-tester
    Weekend Spend DamageWeekly leak scorecard
    Psychology & Behavior
    Rich Habits ScorecardFinancial discipline eval
    Money Mood TrackerEmotional financial audit
    Goal SplitterCrorepati visualizer
  • AI Tools
    AI Finance Suite
    AI Magic StudioAI Financial Creativity
    AI Wealth GeneratorPortfolio simulation
    Finance DesignerCustom visual models
  • Markets
    Shani FinIntel Terminal
    LIVE
    Fear & Greed Index GREED (68)
    Extreme Fear Neutral Extreme Greed
    NIFTY 50 22,402.40
    +0.82%
    SENSEX 73,738.45
    +0.76%
    Top Gainers & Losers
    TATA MOTORS โ‚น962.40 +3.45%
    RELIANCE โ‚น2,840.15 +1.82%
    HDFC BANK โ‚น1,512.30 -0.92%
    AI Sentiment Engine BULLISH (78%)
    LIVE TELEMETRY | IST: --:--:--
    REALTIME FEED
  • Resources
    Corporate
    About UsOur legacy & ARN licenses
    Financial BlogMarket insights & tips
    Finance SchoolFree learning guides
    Become PartnerEarn high commissions
    Connect
    ContactConnect with advisors
    CareersJoin the fintech team
    KYC CheckVerify KYC instantly
    Financial Education Resources
    FINANCE SCHOOL
    Master Your Money

    Access premium financial education, market tutorials, and wealth-building guides.

    Start Learning
  • Cities
    Serviced Hubs in Assam & Northeast India
    Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar Nagaon Silchar Assam (State)
    Northeast India Coverage
    NORTHEAST INDIA
    Local Expertise

    Deep roots in Assam delivering localized financial intelligence.

Verify KYC
Shani Finserve
  • Loans
    • Personal Loan
    • Home Loan
    • Business Loan
    • Gold Loan
    • Vehicle Loan
    • Education Loan
    • MSME Loan
    • Loan Against Property
    • Professional Loan
    • Working Capital
  • Investments
    • Mutual Funds
    • SIP Investment
    • Tax Saving (80C)
    • ELSS Funds
    • Retirement Planning
    • Wealth Management
    • Child Education
    • Goal Based
  • Insurance
    • Health Insurance
    • Life Insurance
    • Term Insurance
    • Motor Insurance
    • Business Insurance
    • Travel Insurance
  • Calculators
    • EMI Calculator
    • SIP Calculator
    • GST Calculator
    • FD Calculator
    • Retirement Planner
    • CAGR Calculator
  • Money Lab
    • Money Lab Platform
    • Intelligence Diagnostics
    • Parallel Universe
  • FinIntel
    • Shaadi vs SIP
    • Can I Afford This?
    • Rich Habits Scorecard
    • Money Mood Tracker
  • AI Tools
    • AI Magic Studio
    • AI Wealth Generator
    • Finance Designer
  • Resources
    • About Us
    • Financial Blog
    • Finance School
    • Become Partner
    • Contact
    • Careers
    • KYC Check
  • Cities
    • Guwahati
    • Dibrugarh
    • Tezpur
    • Jorhat
    • Tinsukia
    • Sivasagar
    • Nagaon
    • Silchar
Verify KYC Now
India's AI-Powered Financial Intelligence Platform

The Smart Financial Operating System for Northeast India

Unlock hyper-personalized credit lines, automated wealth auditing, and programmatic insurance distribution designed for regional cash flowsโ€”from Guwahati startups to Dibrugarh tea garden operators.

Apply for Loans Explore Money Lab
Business Loans

Up to โ‚น5 Cr

Interest Rates

From 8.4%

Mutual Funds

30+ AMCs

Compliance

ARN-298498

Live Market Intelligence
NIFTY
LIVE MARKET DATA
---
--- (---%)
NIFTY 50
---
SENSEX
---
BANK NIFTY
---
GOLD (MCX)
---
BTC / USD
---
Open ---
High ---
Low ---
Prev Close ---
Volume ---
Enter Money Lab Explore Markets
Investment Tip: Diversify your portfolio across different asset classes to mitigate risk during market volatility.
Insurance Insight: Life insurance is not an investment; it's a shield. Always prioritize adequate term cover before SIPs.
Loan Strategy: Pre-pay high-interest loans (like credit cards or personal loans) before aggressive equity investing.
Mutual Funds: Time in the market always beats timing the market. Stick to your SIPs even when markets dip.
Stock Market: Avoid FOMO investing. A solid fundamental analysis provides a safety net against hype-driven crashes.

Why Shani Finserve ?

Finance Magic - Loans that Work for You

  • Quick Loan Approval

    Welcome to Shani Finserve - where every money matter is handled easily, wisely, and without any stress.
    Whether you want to buy a car, chase a dream, or own your dream home, we can make it happen.

  • Finance Advisory support 24x7

    Here, we believe that money matters should not be scary, but simple and hassle-free. And if you're thinking about the future,
    we have you covered with our mutual fund and insurance solutions. So go ahead and dream big. We have your back.

image

Experience seamless financial services

Shani Finserve offers trusted personal, business, home, vehicle, education and property loans with quick approvals, flexible EMIs and expert financial guidance

illustration
Financial Products

Discover Your Financial Blueprint

Access 26+ structured credit products, wealth instruments, and insurance frameworks โ€” designed for individuals and businesses across Northeast India.

Personal Loan

Zero-collateral instant credit for weddings, travel, medical emergencies. Up to โ‚น25L with flexible EMIs from 12โ€“60 months.

Explore Personal Loan

Business Loan

Fuel your MSME, startup, or expansion project with up to โ‚น5Cr at competitive rates. Minimal documentation, fast disbursal.

Explore Business Loan

Home Loan

Own your dream property with EMIs starting at โ‚น545/lakh. Interest from 8.4% p.a. with up to 30-year tenures.

Explore Home Loan

Gold Loan

Get instant liquidity against your gold jewelry. Up to โ‚น1Cr with same-day disbursal and flexible repayment options.

Explore Gold Loan

Vehicle Loan

Drive your dream car or bike with quick loan approvals, competitive rates, and up to 100% on-road financing.

Explore Vehicle Loan

Mutual Funds

AMFI-registered portfolio advisory across 30+ AMCs. Start with SIP from โ‚น500/month for disciplined wealth creation.

Explore Mutual Funds

Health Insurance

Comprehensive cashless medical coverage with zero co-pay. Family floater plans starting at โ‚น500/month.

Explore Health Insurance

MSME Loan

Government-backed MSME funding with interest subvention. Mudra, CGTMSE, and stand-up India schemes.

Explore MSME Loan

Loan Against Property

Unlock up to 70% of your property value for business expansion, education, or debt consolidation at low rates.

Explore LAP
View All 26+ Services
Trusted Partners 100+
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
brand
Simple Process

How Shani Finserve Works

From application to disbursal โ€” a streamlined 4-step financial journey powered by technology and trusted relationships.

Apply Online

Fill a quick form or call our advisor. Zero paperwork hassle.

Verify & Match

KYC verification + AI-powered lender matching for best rates.

Get Approved

Instant approval from 50+ partner lenders and AMCs.

Receive Funds

Direct bank transfer within 24โ€“72 hours. Transparent terms.

Proven Track Record

Trusted by Northeast India

0
Loans Disbursed
0
Happy Clients
0
Pincodes Served
0
Partner Network

Northeast India's Digital Money Lab

Access our state-of-the-art financial simulators, calculations, and regional market intelligence portals.

Compounding Delay Warning

Simulate how delaying your investments by just 1-5 years shifts your wealth curve. Highly interactive SVG compound curves.

Launch Tool โ†’

Instant KYC Status Check

Check your mutual fund KYC status in real-time, backed by Bajaj Mutual Fund AMC secure APIs.

Verify Now โ†’

AI Smart Money Audit

Audit your current loan profiles, processing charges, and insurance coverages against optimal pricing matrices.

Run Audit โ†’

Interactive Smart Planners

EMI Calculator

Simulate loan EMIs, interest rates, and loan amortizations dynamically.

Calculate EMI

SIP & Wealth Growth

Forecast your compounding gains, tax implications, and SIP delay costs.

Start Planning

Regional Financial Directories

Direct access to credit pipelines, localized tea/start-up schemes, and certified wealth managers.

Guwahati Business Loan
Dibrugarh Business Loan
Tezpur Business Loan
Jorhat Business Loan
Tinsukia Business Loan
Sivasagar Business Loan
Nagaon Business Loan
Silchar Business Loan
Assam (State) Business Loan

Best financial service provider in Dibrugarh. They also provide hassle-free and fast processing of all the services. Overall a great experience with Shani Finserve.

Customer
Rahul Das ( Business Owner )

Shani Finserve is a blooming money market today. Great place to find all your financial needs under one roof.

Customer
Priyanka Deka ( Marketing Executive )

Best services for business loans, property loans & personal loans. They provide instant loan approval online in Assam.

Customer
Manoj Kalita ( Entrepreneur )

Amazing service provided by the companyโ€”really smart and standard service. They are so systematic in all documentation work.

Customer
Neha Borthakur ( HR Consultant )

Discover the freedom
of Total Financial Control

Join Shani Finserve and take the first step towards a more
balanced and hassle-free financial life.

App Store Google Play
Shani Finserve โ€” India's AI-Powered Financial Intelligence Platform

India's AI-Powered Financial Intelligence Operating System. Structured wealth creation, behavioral analytics & automated financial execution.

Built for Northeast India

Get Financial Insights

Credit Solutions
  • Personal Loan
  • Business Loan
  • Home Loan
  • Gold Loan
  • Vehicle Loan
  • Loan Against Property
  • Education Loan
  • MSME Loan
  • Professional Loan
Wealth & Cover
  • Mutual Funds
  • SIP Investment
  • ELSS Funds
  • Retirement Planning
  • Health Insurance
  • Life Insurance
  • Motor Insurance
  • Partner Program
Intelligence Lab
  • Money Lab Platform
  • Magic Studio AI
  • AI Money Audit
  • Parallel Universe
  • Smart Calculators
  • Finance School
  • Financial Blog
Contact & Hubs
  • C/O MUKUL SHAH, opp. Vishal Mega Mart, KARTIC PARA, Dibrugarh, Assam 786001
  • +91 87219 32757
  • sajankrs@rediffmail.com
Quick Links
About Us Contact Careers Privacy Policy
Serviced Cities
Dibrugarh Guwahati Tezpur Jorhat Tinsukia Sivasagar Nagaon Silchar
AMFI Registered ARN-298498 โ€ข SEBI Compliant โ€ข SSL 256-bit Encrypted โ€ข ISO 27001 Standards

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Shani Finserve Private Limited acts solely as a distributor and does not guarantee or provide assurances of any yield, interest rate, or appreciation in values. SEBI/AMFI regulations apply. Investment decisions should be based on individual risk assessment and financial goals.

ยฉ 2026 Shani Finserve Private Limited. All Rights Reserved.

CIN: U65990AS2020PTC021234  |  Privacy Policy  |  Terms  |  Cookie Policy

WhatsApp
Verify KYC
Call Advisor

KYC Verification Portal

Instant verification powered by Bajaj AMC

1PAN
2Details
3Status

Format: 5 letters + 4 digits + 1 letter

Checking your KYC status...

256-bit SSL Encrypted • SEBI Compliant • Data Protected
๐Ÿช

We Value Your Privacy

We use cookies and smart analytics to improve your financial experience, personalize services, and provide faster assistance.

EssentialRequired for site functionality
AnalyticsUsage insights
PersonalizationTailored recommendations
MarketingProduct updates
Shani Finserve AI