Loans

Gold Loan

Unlock the value of your gold jewelry with instant gold loans at competitive rates and minimal paperwork.

10,000+ Happy Clients Across Northeast India
Fast Approval Flow
AI Processed
Interest Rate
7.9%
Min Amount
₹10,000
Max Amount
₹1,00,00,000
Tenure
3 to 36 months

Why Gold Loan Matters

Get cash instantly against your gold jewelry. Gold loans with lowest interest rate, same-day disbursal, and secure storage. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our gold loan solution the best choice for your financial goals.

Same Day Cash

Vault Security

No CIBIL Check Required

Why Choose Us for Gold Loan

Instant disbursal in 30 minutes

No income proof required

Super low interest rates

Ultra-secure vault storage

Interactive EMI Planner

Simulate your future cash outflows with our real-time smart visualizer.

Loan Amount ₹10,00,000
Interest Rate (p.a) 10.5%
Time Period (Years) 5 Years
Estimated Monthly EMI

₹21,494

Principal Amount ₹10,00,000
Total Interest ₹2,89,637
Total Value ₹12,89,637

Eligibility Criteria

  • Age: 18+ years
  • Own gold jewelry of 18-24 Karats
  • Valid identity proof

Documents Required

  • PAN Card
  • Aadhaar Card
  • Gold ornaments for evaluation

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns 7.9% – 15% p.a.
Processing / Entry Fee 0.5% – 1%
Minimum Amount ₹10,000
Maximum Amount ₹1,00,00,000
Time Horizon 3 to 36 months

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

Is my gold safe with the lender?

Absolutely. Pledged gold is stored in high-security vaults and is insured fully.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
24-Hour Express Review

Ready to unlock your potential?

Fill out this secure application. Our certified financial planners will review your profile and match you with the best available terms instantly.

  • Bank-grade 256-bit security
  • No impact on CIBIL score to check
  • Dedicated private advisor
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